Pet Insurance in Hawaii
Aloha Pet Parents!
Everybody is jealous of Hawaiians, I mean let’s be honest, what’s not to love about the Aloha State?
You have beaches, oceans, massive 20 foot waves and mile after mile of lush, rolling hills and mountains. All of that activity is a dog or cats dream!
But, unfortunately, with all that fun in the sun and carefree attitude comes some risk of injury.
If you’re interested in finding the perfect pet insurance plan for your pet you’ve come to the right place. We offer free pet insurance quotes for dogs and cats from Hawaii to Maui to Kauai.
And as you compare plans you’ll see levels of coverage that can meet any monthly budget.
What Does Pet Insurance Cover?
What would happen if you got a vet bill that you couldn’t afford?
As a pet parent, you don’t want to think about putting your dog or cat down because you can’t pay a bill. With the right Hawaii pet insurance policy, you can lower vet services and help your pet live a long, healthy life.
Hawaii pet insurance companies usually sell four types of policies:
- Accident-only policies
- Accident and illness policies
- Wellness policies that cover preventative services like exams and dental care
- Add-ons for extra services like burial and help finding lost pets
Your pet insurance company will pay a portion of your veterinary bills. Most companies have policies that pay 70% to 90% of covered expenses. So, if you’re faced with thousands of dollars in vet bills it can be a real money saver for you and life saver for you furry family member.
Make sure you know what expenses your policy covers. It’s important to know what you’re paying for!
The Cost of Veterinary Services
A lot of accidents and illnesses can lead to high vet bills. For example, if you have a dog with hip dysplasia, you can expect to spend $4,000 to $6,000 per hip replacement. A lot of dog breeds get hip dysplasia, so it’s an important condition for your Hawaii pet insurance to cover. These are just estimates but can give you an idea of what you might pay for a given health issue using average prices around the country.
- Broken bones: $200 to $5,000
- Cancer: $5,000 to $20,000+
- Cataracts: $2,000 to $3,000 per eye
- Glaucoma: $2,000 to $3,000
- Heart disease: $5,000 to $20,000
The point here is to illustrate how expensive veterinary care can be if your dog or cat gets sick or injured. Most veterinarians will suggest you save between $2,000 to $5,000 in an emergency savings account for unexpected health issues that may arise. Alternatively, or in addition, you can enroll in pet health insurance to ensure you have the funds available if something bad happens.
Find more prices for dogs and prices for cats so you can choose a Hawaii pet insurance plan that helps you avoid the cost of expensive treatments.
Hawaii Pet Insurance Prices
The cost of pet insurance varies greatly depending on The price that you pay depends on several things, though. Some factors that affect the cost of pet insurance include:
- Your pet’s age
- Breed
- Zip code
- Coverage
- Company
So if you have an older dog it will cost a bit more to insure than a puppy. And if you have a purebred it may cost more than a mix breed. But, the only way to know for sure how much you’ll pay is to compare plans and prices from at least three providers.
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