ASPCA Pet Health Insurance program vs. Fetch
The ASPCA Pet Health Insurance program and Fetch Pet Insurance are both highly respected brands in the American pet insurance market. Both ASPCA and Fetch offer a fully customizable plan with optional wellness coverage add-ons. Before you choose a plan, get quotes from each company to see how much you will pay for your pet!
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| Price: | Get a Quote | Get a Quote |
|---|---|---|
| Overall Rating: | ||
| Total Reviews: | 8,347 | 23,183 |
| Deductible: | $100, $250, or $500 | $300, $500, $700 |
| Reimbursement: | 70% - 90% | 70%, 80%, 90% |
| Annual Limit: | $2,500 - $10,000 | $5K - Unlimited |
| Company Profile: | Company Overview | Company Overview |
| Waiting Period for Accidents: | 15 days | up to 15 days |
| Waiting Period for Illnesses: | 15 days | up to 15 days |
| Waiting Period for Orthopedic Coverage: | 15 days | 6 months for knees (can be waived)** |
| Emergency Care: | Included | Included |
| Accidents: | Included | Included |
| Illnesses: | Included | Included |
| Cancer Coverage: | Included | Included |
| Orthopedic Issues: | Included | Included |
| Hereditary Conditions: | Included | Included |
| Chronic Conditions: | Included | Included |
| Prescription Meds: | Included | Included |
| Wellness Coverage: | Optional | Optional |
| Vet Restrictions: | None | None |
Can’t Go Wrong Either Way
Fetch is a very simplified, affordable, and reputable pet insurance company that has great customer ratings. Serving customers for well over a decade, Fetch is also well known for its customer service. ASPCA pet insurance offers a variety of plans to choose from and is one of the most highly respected pet insurance brands in the United States.
ASPCA Pet Health Insurance Program
The ASPCA Pet Health Insurance Program offers different plans to suit your pet’s needs and your budget, including Complete Coverage, Accident-Only Coverage, and Preventative Care Coverage. They also offer wellness coverage as an option, as well as a 30-day money-back guarantee and the ability for you to visit any veterinarian in the US or Canada without out-of-network fees.
- View the ASPCA Pet Health Insurance Program general overview
- Deductible: $150 – $500
- Reimbursement: 70% – 90%
- Emergency Care: Included
- Waiting period for accidents: 14 days
- Waiting period for illnesses: 14 days
Fetch Pet Insurance
Fetch offers the most comprehensive coverage. ASPCA has limited or no coverage when it comes to boarding in the event of hospitalization, holistic treatments, and more. Offering a straightforward plan that covers any illnesses, unexpected health issues, and accidents, Fetch Pet Insurance also lets you customize your coverage with additional options if desired. Any pets six weeks of age or older are welcome, and your policy will never be canceled due to a pet’s age, health, or claim history.
- View the Fetch general overview
- Deductible Options: $300, $500, $700
- Reimbursement: 70%, 80%, 90%
- Emergency Care: Included
- Waiting period for accidents: Up to 15 days
- Waiting period for illnesses: Up to 15 days
Coverage Comparison
With the ability to customize Fetch and ASPCA plans, you can get full, complete coverage or less if desired. Plus, both providers offer the ability to support your coverage with optional wellness add-ons.
Price Comparison
Both pet insurance brands are top-rated and a good choice. If you want more customizable options, you can go with ASPCA, or you can pick a more straightforward plan from Fetch, which also costs less.
Compare ASPCA
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- ASPCA vs. Healthy Paws
- ASPCA vs. Nationwide
- ASPCA vs. Petco
- ASPCA vs. Pets Best
- ASPCA vs. Trupanion
Compare Fetch
- Fetch vs. Embrace
- Fetch vs. FIGO
- Fetch vs. Healthy Paws
- Fetch vs. Nationwide
- Fetch vs. Petco
- Fetch vs. Pets Best
- Fetch vs. Trupanion
Additional Content
ASPCA Pet Insurance Enrollment Requirements
Enrollment Exam Requirements: There are no enrollment exam requirements.
Fetch Pet Insurance Enrollment Requirements
*Regardless of your pet’s age, if your pet has not been examined by a veterinarian within sixty (60) days prior to the effective date of the policy, you must arrange to have your pet examined within thirty (30) days of the effective date of the policy.
**Orthopedic Health Issues
- 6-month waiting period for cruciate ligaments and patellar luxation
- The illness and accident waiting period is up to 15 days and applies to other orthopedic conditions
- The exclusionary period for knees can be waived with a healthy knee exam or check at the vet while the policy is in force
- A 30-day waiver is available
- Cruciate injuries and illnesses are coverable, but there is a six-month cruciate exclusionary period that can be waived by having the knees certified as healthy by the vet in the first 30 days