Companion Protect Pet Insurance

Companion Protect will not pay for costs associated with or resulting from the following:

Pre-existing Conditions Exclusions:

• Treatment for listed pre-existing conditions

• Treatment for conditions with the same diagnosis or symptoms

• Treatment for conditions caused by pre-existing conditions

Provider and Owner Responsibilities:

• Services not administered by a veterinarian

• Injuries or illnesses resulting from owner negligence

• Intentional acts or abuse by the owner

• Specific conditions such as spondylosis or necropsies

• Conditions resulting from specific activities like racing or dog fighting

Preventive Care Exclusions:

• Vaccinations

• Parasite control medications

• Dental treatment unrelated to accidents

• Generic prescriptions when available

• Elective euthanasia not recommended by a vet

• Boarding not medically necessary

• Food, vitamins, and supplements not part of a treatment plan

• Declawing, dew claw removal, or debarking (unless medically necessary

Additional Exclusions:

• Incidental or consequential damages

• Administrative and miscellaneous fees

• Spaying or neutering

• Obedience/training classes or devices

• Daycare/pet sitting expenses

• Grooming, bathing, or nail clipping

• House calls, travel time, transportation

• Boarding or kennel fees due to human illness

• Illness or injury outside the United States.

• Cloned pets or cloning

• Claims exceeding the maximum lifetime benefit.

• Services not deemed medically necessary, except those expressly covered