About
Since 2020, Odie has been offering pet insurance to dog and cat owners across the nation. Customers appreciate the price point for coverage and fast claims process.
Coverage Offered by Odie
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Price: |
Get a Free Quote |
Overall Rating: |
|
Total Reviews: |
7 |
Deductible: |
$250 or $500 |
Reimbursement: |
90% |
Annual Limit: |
$10,000 or $40,000 |
Accident Waiting Period: |
14 days |
Illness Waiting Period: |
3 days* |
Orthopedic Waiting Period: |
6 months* |
Accidents: |
Included |
Illnesses: |
Included |
Wellness: |
Excluded |
Direct Vet Pay: |
No |
Claims Expiration: |
180 days from the treatment date |
Claims Submission App: |
No |
Odie Accident and Illness Coverage
Odie Pet Insurance offers an accident and illness plan with options to configure your policy.
Deductible Options
$250 or $500
Reimbursement Rate
90% on all plans
Annual Limit Options
$10,000 or $40,000
What's Covered
Accidents
Illnesses
Congenital Conditions
Dental Care
Emergency Care
Hereditary Conditions
Hospitalization
Lab Tests, MRI, CAT, and X-rays
Medication Injections
Outpatient Care
Specialist Care
Optional Routine Care Coverage
Odie offers two plans for routine care coverage: a basic plan and a plus plan.
Routine Care Basic
Spay/Neuter and/or Teeth Cleaning ($0)
Rabies Vaccine ($15)
Flea & Tick Prevention ($50)
Heartworm Prevention ($30)
Vaccination/Titer ($30)
Wellness Exam ($50)
Heartworm Test or FELV Screen ($25)
Blood, Fecal, Parasite Exam ($50)
Microchip ($20)
Urinalysis or ERD ($15)
Deworming ($20)
Maximum Reimbursement Amount: $305
Routine Care Plus
Spay/Neuter and/or Teeth Cleaning ($150)
Rabies Vaccine ($15)
Flea & Tick Prevention ($65)
Heartworm Prevention ($30)
Vaccination/Titer ($40)
Wellness Exam ($50)
Heartworm Test or FELV Screen ($30)
Blood, Fecal, Parasite Exam ($70)
Microchip ($40)
Urinalysis or ERD ($25)
Deworming ($20)
Maximum Reimbursement Amount: $535
Policy Exclusions
Odie Pet Insurance will not pay for costs associated with or resulting from the following:
Pre-Existing Conditions
Chronic Conditions
Bilateral Conditions
Intervertebral disc Conditions
Preventative Care
Including, but not limited to wellness exams; vaccinations or titer tests; parasite control, and dental care.
Elective and Cosmetic Procedures
Including, but not limited to tail docking, ear cropping, declawing, dew claw removal, and ear cleaning.
Spaying or Neutering
Breeding and Pregnancy
Boarding and Transport Expenses
Including ambulance transportation.
Complications of or diagnostic tests, treatments, therapies, and/ ormedications related to conditions not covered.
Anal Gland Expression
Alternative and Holistic Treatments
Experimental Therapies and Medications
Training and Treatment of Behavioral Conditions
Cremation and Burial
Other Exclusions:
Any prescription or over-the-counter medications that are not included in the list of covered medications.
Administrative charges for the processing of insurance claims and/or sending medical records.
Injuries due to any intentional act, including organized dog fighting, that involves you or a member of your household.
Losses that arise from a nuclear reaction, radiation, radioactive contamination, war, rebellion, or insurrection.
Requirements of Policy Holders
The minimum age to enroll is 7 weeks old.
Claims
You can use the Odie Pet Insurance online customer portal to submit your claims directly. Alternatively, you can fax, mail, or email your claim form with invoice(s) within 180 days from the date of treatment.
Offers direct deposit as a reimbursement option
Convenient claims submission using the portal
Claims processing in as little as 5 business days
Customer Support
Monday - Friday: 8 am - 5 pm CT Phone: 1-877-327-0471 Email: [email protected] or submit a form
How to Cancel Odie Pet Insurance
To cancel an Odie Pet Insurance policy, you can contact their customer service team via email or phone.
Compare
Compare Odie Against Other Pet Insurance Companies
We're working to bring you a comprehensive list of Odie compared to other providers. Please check back again. In the meantime, start a quote for a better idea of what pet insurance coverage works best for you.
Interested in learning more about the specifics of cat or dog insurance? Read our guides on pet insurance for more information:
Our Odie Pet Insurance Review
Overall, Odie Pet Insurance provides comprehensive coverage for dogs and cats, offering customizable plans to meet the unique needs of pet owners. Their plans cover accidents, illness, and wellness. The waiting periods are as follows: Mostly 3 days for accidents, 14 days for illnesses, and 6 months for cruciate, but these vary by state and are as low as 0 in some states.