The ASPCA Pet Health Insurance Program

The ASPCA Pet Health Insurance Program. will not pay for costs associated with or resulting from the following:

Dental Services

• Aesthetic, cosmetic, endodontic, or orthodontic dental services.

Non-Medical Services and Supplies

• Boarding

• Breeding, pregnancy, whelping, or nursing

• Cosmetic and elective prostheses or procedures

• Grooming or grooming supplies

• House call fees, time, and travel expenses

• Non-medical supplies such as toys, leashes, ramps, bedding, etc.

• Training or training devices

• Treatment and Procedures

Experimental or investigational treatment

• Funeral services, memorial items, urns, caskets, or burial plots/fees

• Organ or heart valve transplants

• Treatment arising from specific situations (e.g., avian influenza, intentional slaughter, epidemics or pandemics, war, etc.)

Preventative and General Health Maintenance

• Conditions that occur during a waiting period

• Dental cleanings unless used to treat a covered illness

• Preventative care without an occurrence

• Prescription pet food, pet food used beyond symptom resolution

Miscellaneous Exclusions

• Illness or injury from intentional, malicious, or grossly negligent activities

• Ligament and knee conditions with pre-existing occurrences

• Non-veterinary services and administrative fees

• Pre-existing conditions

• Veterinary expenses related to specific activities (coursing, organized fighting, law enforcement, etc.)

• Treatment by a veterinarian who is you or a co-owner on your account or an immediate family member