Odie Pet Insurance

Odie is the newest pet insurance provider to enter the U.S. market. Launched in 2020, Odie offers customizable health insurance plans for dogs and cats. In fact, their coverage option is unique in that you can adjust your quote by selecting optional benefits like office visits or take home medications.

Here are some features and benefits offered by Odie:

Affordable and Customizable Plans
5-Day Online Claims Processing
No Upper Age Limits and No Breed Restrictions
Choose Your Own Vet
24/7 Self-Service Portal

Coverage Options

Odie offers standard accident and illness coverage that is extremely competitive with other, more established providers.

Deductible: $50 – $1,000
Reimbursement: 70 – 90%
Annual Limit: $5k – $40k

Optional Benefits:

Office Visits and Exam Fees
Take Home Prescription Medication
Rehab, Acupuncture and Chiropractic Care
Routine Care

Routine Care Coverage:

Spay/Neuter – $0
Teeth Cleaning – $0
Rabies – $15
Flea/Tick Prevention – $50
Heartworm Prevention – $30
Vaccination/Titer – $30
Wellness Exam – $50
Heartworm test of FELV screen – $25
Blood, fecal, parasite exam – $50
Microchip$20Urinalysis or ERD – $15
Deworming – $20
Total Annual Benefits – $305

Waiting Periods:

3 days for accidents
14 days for illnesses
6 months for cruciate ligament events and any related conditions
No wait for Routine care plans

Cost

We ran a quote for a three year-old, mixed breed dog and it came in well below the national average at $29/month (Odie also charges a $2/month installment fee). Here was the options we chose for an apples-to-apples comparison with other pet insurance providers.