Pet Insurance in Indiana
Introduction
If you’re looking for pet health insurance in Indiana you’re in the right place!
We offer free quotes from all the leading pet insurance companies all over the Hoosier state. Whether you just got a dog or you’ve been a pet parent for several years, you can find the perfect plan for your furry family member.
What is Pet Insurance?
Pet insurance is health insurance for dogs and cats. It covers vet bills for unexpected accidents and illnesses.
For example, if your pet collapses suddenly and you need to rush to the nearest vet hospital, pet insurance would cover all related expenses after deductible and co-payment.
Coverage Options
There are a ton of great pet insurance options in Indiana. Coverage options range from accident only to comprehensive to routine care. Rest assured there is a plan for every pet and every budget.
Generally, pet health insurance covers the following issues. Essentially any unexpected accident or illness is covered. Here is a sample of what’s covered.
- Accidents
- Illness
- Emergency Visits
- Hospitalization
- Surgery
- Cancer Treatment
- X-Ray
- Prescription Medication
- Specialty Care
It’s important to note that a standard pet insurance plan does not cover expenses for expected annual vet bills like routine care, annual visits and vaccinations. However, if you’d like to add coverage for these routine care expenses you can add a wellness plan to your traditional pet insurance plan.
Sample Veterinary Costs
Veterinary treatment isn’t cheap, especially if your dog or cat needs serious medical treatment. Here is a sample list of some common health issues and the average cost of treatment for each. These prices will vary, sometimes dramatically, based on the veterinarian or clinic you choose and where you live, but hopefully this gives you a general sense of what treatment may cost if your dog or cat needs treatment.
- Cruciate Ligament Tear – $3,000 to $10,000
- Curvature of the Spine – $6,000 to $10,000
- Cushing’s Disease – $500 to $2,000
- Degenerative Spinal Stenosis – $2,500 to $5,000
- Degenerative Valve Disease – $8,000 to $15,000
- Dilated Cardiomyopathy – $10,000 to $20,000
Source: Dog Health Conditions
Best Vet Schools in Indiana
Coincidentally, Indiana is a proven ground for young veterinary talent. In fact, there are several top ranked veterinary schools in Indiana. Some 10 are even nationally ranked among the best. Here is a list of the top five schools in Indiana according to Universities.com.
- Purdue University
- Ball State University
- Harrison College
- Vincennes University
- International Business College
Bonus Fact
Did you know that one of the oldest pet insurance companies in America, PetFirst Pet Insurance, is headquartered in Jeffersonville, Indiana? And, in December 2019 PetFirst was acquired by MetLife. This has been a common trend in the pet insurance industry with large companies like MetLife acquiring smaller but established pet insurance businesses. This trend is positive for pet parents because added investment will bring more awareness and competition, which should improve the quality of coverage and keep prices low.
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