Pets Best Insurance vs. ASPCA

Pets Best and ASPCA Pet Health Insurance are both great options. Each company offers excellent accident and illness plans as well as optional preventative care coverage. Both companies are price competitive but if you have more than one pet ASPCA offers a 10% multi-pet discount and Pets Best offers a 5% break.

Whichever plan you choose make sure to enroll while your dog or cat is young and healthy!

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Pets Best Insurance ASPCA Pet Insurance
Price: Get a Quote Get a Quote
Overall Rating:
Total Reviews: 22,827 8,347
Deductible: $50 - $1,000 $100, $250, or $500
Reimbursement: 70% - 90% 70% - 90%
Annual Limit: $5,000 - Unlimited $2,500 - $10,000
Company Profile: Company Overview Company Overview
Waiting Period for Accidents: 3 days* 15 days
Waiting Period for Illnesses: 14 days 15 days
Waiting Period for Orthopedic Coverage: 14 days** 15 days
Emergency Care: Included Included
Accidents: Included Included
Illnesses: Included Included
Cancer Coverage: Included Included
Orthopedic Issues: Included Included
Hereditary Conditions: Included Included
Chronic Conditions: Included Included
Prescription Meds: Included Included
Wellness Coverage: Optional Optional
Vet Restrictions: None None

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ASPCA vs. Pet’s Best Pet Insurance

Both Pet’s Best and ASPCA pet insurance are excellent choices for pet insurance. Both companies offer excellent accident and illnesses coverage – ASPCA allows you to pick a plan that suits your pet’s needs and your budget, while Trupanion offers one simplified plan that covers everything.

ASPCA Pet Insurance

The ASPCA pet insurance brand offers you a number of different coverage options to choose from. Also appealing is the fact that you can take your pets to any vet in the United States or Canada without having to worry about out-of-network fees.

  • View the ASPCA general overview
  • Deductible: $100 – $500
  • Reimbursement: 70% – 90%
  • Emergency Care: Included
  • Waiting period for accidents/Illnesses: 14 days/14 days

Pet’s Best Pet Insurance

As one of the most highly rated pet insurance brands in the industry, Pet’s Best offers a number of plans to suit your pet’s needs and your budget. Flexible coverage options and no annual or lifetime limits makes Pet’s Best a popular choice.

  • View the Pet’s Best general overview
  • Deductible: $50 – $1,000
  • Reimbursement: 70% – 90%
  • Emergency Care: Included
  • Waiting Period
     All states except Maine:

    • Accidents: 3 days
    • Illnesses: 14 days
    • Cruciate Ligament Conditions: 6 months
    • Routine Care: 0 days
      Maine Only
    • Accidents: 0 days
    • Illnesses: 14 days
    • Cruciate Ligament Conditions: 30 days
    • Routine Care: 0 days

Coverage Comparison

Each company offers excellent accident and illness plans as well as optional preventative care coverage. They both also offer wellness coverage as an option and both companies are price competitive, but if you have more than one pet ASPCA offers a 10% multi-pet discount and Pet’s Best offers a 5% break.

Price Comparison

You can’t go wrong with either Pet’s Best and ASPCA pet insurance—the flexibility offered by both brands ensure you can easily select the insurance options that are right for your pet. Review each brand for the additional features to see which option is better for for you.

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Pets Best Insurance Enrollment Requirements

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

* 3-day waiting period for accidents in most states. For DE, LA, ME, MS, NE, NH, and WA, the waiting period for accidents is 0 days. See below for further details:

Waiting Periods for Most States:

  • Accidents: 3 days
  • Illnesses: 14 days
  • Cruciate Ligament Conditions: 6 months
  • Routine Care: 0 days

Waiting Periods for Delaware, Louisiana, Maine, Mississippi, Nebraska, New Hampshire, & Washington

  • Accidents: 0 days
  • Illnesses: 14 days
  • Cruciate Ligament Conditions: 30 days
  • Routine Care: 0 days

 

Waiting Periods for North Dakota Only

  • Accidents: 3 days
  • Illnesses: 14 days
  • Cruciate Ligament Conditions: 30 days
  • Routine Care: 0 days

** 6-month waiting period for cruciate ligaments in most states. For DE, LA, ME, MS, NE, NH, and WA, the waiting period for cruciate ligaments is 30 days.

Additional Note: Pets must be at least 7 weeks old at the time of enrollment; there is no upper age limit for enrollment

ASPCA Pet Insurance Enrollment Requirements

Enrollment Exam Requirements: There are no enrollment exam requirements.